TUESDAY, APRIL 1, 2014
I was home for awhile, nursing a broken ankle. During that time I watched a lot of TV. There were so many commercials asking me to call or go online for an auto insurance quote. They were boasting how it would only take 7.5 minutes and they could save me hundreds of dollars. Yes, my time is valuable. I do appreciate and want fast service (especially when I was waiting in the emergency room), but do I want or need it when choosing my auto insurance?
Auto Insurance not only covers my valuable property - the car, it also covers me and my family, both medically and financially. If my car were stolen or in a collision, how will I get to work? I am 28 miles away. There is no bus service. My co-workers all live over 20 miles away, I could not ask them for a ride. So losing my car would cost me the value of my car and lost time from work. If I were injured in an auto accident, I would have medical coverage, but would I have a deductible? I would have coverage if I missed work, but would I have another deductible? I am still paying deductibles and co-pays because of my broken ankle. I could not afford another set of deductibles. What if I were sued, are my limits high enough to protect my family's financial future? What if the other driver was not insured, do I have options?
Hmmm, I think these questions alone deserve more than 7.5 minutes.
The staff at Arlington Agency, is often asked "Why do you ask so many questions?". The answer is we want to make sure we provide you the best protection you can afford. Sure, we have data bases available to us that can give us a list of drivers in your house, their driver's license numbers, the cars you own and so on, but how accurate is the information? When was the information last updated? Would you rather have us rely on information from a data base or information obtained directly from you?
We take our time to get to know you. We want to give you the protection you want and recommend the coverage you may not know you need. We represent several companies who offer various, distinct discounts and coverage options. We want to verify your eligibility for these discounts and discuss your need for any special coverage. This takes more than 7.5 minutes.
We represent more than one insurance company. We quote your coverage with all our insurance companies. This takes more than 7.5 minutes.
Auto insurance in Michigan is very unique. Understanding Michigan No-Fault Insurance takes experience, education and training. I don't think someone who understands Michigan No-Fault Insurance could really give you the coverage you need in 7.5 minutes. In fact, as the office manager of Arlington Insurance Agency, I would be extremely upset if any staff member only took 7.5 minutes on you and your auto insurance quote.
You are definitely worth more than 7.5 minutes! Don't you agree?