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TUESDAY, DECEMBER 4, 2012

I'll be home for Christmas - What if your car breaks down?

The holidays are fast approaching.  You are getting ready for the holidays, buying gifts, getting the house ready for guests, cooking, baking, making travel arrangements and so on.  You probably get your car ready too, checking tire pressure, washer fluid level, and the condition of wiper blades.  You should also see if you have “Roadside Assistance”.  A breakdown on the road is not only a huge inconvenience but it can be dangerous too.  What if your daughter is out with friends and the friend’s car breakdowns, or your grandparents lock their keys in their car, will your “Roadside Assistance” program be of any help?  Not sure? 

There are many different “Roadside Assistance” programs available.  Some packages may come with the vehicle; others are memberships or are an optional coverage under your auto insurance policy.   "Roadside Assistance" is available for as little as $2.00 a month. 

These various programs may offer some similar coverage such as towing your vehicle, changing a flat tire or jump starting a dead battery.  If you were to run out of gas, they may even deliver gas to you or if you misplace your keys they may unlock your car.  “Roadside Assistance” does vary in a number of ways.  For example, there may be a towing mileage limit, or a limited number of times you are allowed to use the service.  The coverage could respond only to the covered vehicle or only to the person holding the membership.  There may be coverage only if you use a certain network of providers or the coverage may be reduced or require your payment up front and wait for reimbursement. 

It is best to know your coverage before you or a family member are in a situation that requires “Roadside Assistance”.  Your policy and/or membership guide is your best source of coverage information.

Questions?  Call us we will be glad to help you – 734-462-9650.

Posted 5:00 PM

Tags: roadside assistance, auto policy
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