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MONDAY, MAY 20, 2013

THINK YOU'VE GOT IT COVERED?

Should you be concerned about lawsuits?  if you own a home or a car, the answer is a definite yes.  If you own watercraft or recreational vehicles you should be even more alarmed.  The number of lawsuits has increased dramatically in the last decade and the average award amounts are easily reaching over $1 million.  These days, you don't have to be a millionaire to be sued like one.

The vast majority of high dollar claims come from auto related incidents.  Do you have a new, inexperienced driver in your household?  Or perhaps you have many years driving experience, but your reflexes are a little slower.  Also, don't forget the other risks you may have, your dog bites your neighbor, the pizza delivery person slips and falls on your sidewalk or you host a play date and a child is hurt on your premises?  Ever post a comment on social media?  Could it be considered slander?

A personal umbrella policy can help protect you in the event of a claim or law suit filed against you.  Unfortunate events do happen and can happen to you.  Umbrella coverage provides you extra liability protection and is surprisingly affordable.  In fact, just one hour of an attorney's time would likely exceed the cost of your umbrella policy for the entire year!  A low annual premium is a small price to pay to protect your financial assets.

Of course, your policy is the best source for coverage information. 

Should you have any questions, call Arlington Agency at 734-462-9650, we can help.
Posted 12:54 PM

Tags: umbrella. law suit
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